Soft Copy
ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK SYARIAH DAN BANK KONVENSIONAL YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2018-2020
- Bagikan:
The results of research that has been conducted at several banks as a
representation of Islamic banks and conventional banks, obtained
information that Islamic banks have an average CAR ratio of 16.14% and
conventional banks have a mean CAR ratio of 18.85%. This data shows
that the ability of Islamic banks to bear the risk of any risky credit/earning
assets is smaller than that of conventional banks. Based on the results of
the research that has been done, it is obtained that Islamic banks have an
average NPL ratio of 7.08%, the average NPL ratio of conventional banks
is 4.39%. This data shows that the percentage of non-performing loans in
Islamic banks is greater than that of conventional banks, while the loans
granted by Islamic banks are smaller than that of conventional banks.
Based on the results of the research that has been done, it is found that
Islamic banks have an average ROA ratio of 0.77% and an average ROA
ratio of conventional banks is 1.75%. This data shows that the level of
efficiency and effectiveness of conventional banks in generating profits by
utilizing their assets is greater than that of Islamic banks. The results of the
research that has been carried out state that Islamic banks have an
average BOPO ratio of 57.45% and an average BOPO ratio for
conventional banks of 58.64%. This data shows that the level of efficiency
of Islamic banks is lower than conventional banks, meaning that in terms
of efficiency Islamic banks are better than conventional banks. the average
LDR ratio of Conventional Banks is 95.07%. This data shows that the level
of ability of conventional banks to fulfill financial obligations that must be
fulfilled immediately is greater than that of Islamic banks, meaning that
third party funds channeled for financing by conventional banks are higher
than Islamic banks so that the role of conventional banks in facilitating
between capital owners and third parties -Parties who need more funds to
function.
Detail Information
| Item Type |
Bachelor's Thesis
|
|---|---|
| Penulis |
ESA KURNIA ARIANGGI SURYAATMAJA - Personal Name
|
| Student ID/NPM |
01201947024
|
| Dosen Pembimbing |
Triyono Adi Tristanto, S.S, M.M - - Dosen Pembimbing 1
|
| Penguji |
Ahmad Nurdin Hasibuan,S.E.,M.M - - Ketua Penguji/Penguji 1
Dadan Sundara, S.E, M.M - - Anggota/Penguji 2 Medy Desma Fatwara, S.E. M.M - - Anggota/Penguji 3 |
| Kode Prodi PDDIKTI |
61201
|
| Edisi |
Unpublished
|
| Prodi/Fakultas |
Prodi Manajemen/Fakultas Ekonomi
|
| Kontributor | |
| Bahasa |
Indonesia
|
| Penerbit | Institut Bisnis & Informatika Kosgoro 1957 : Jakarta., 2022 |
| Edisi |
Unpublished
|
| Subyek | |
| No Panggil |
2022-57-255
|
| Copyright | |
| Doi | |
| Bentuk File |